295 Churchill Oaks Drive, Santa Rosa Beach

$3,995,000

4 Beds
5 Baths
4,124 Sqft
.15 Acres
2 Garages

Home is where the heart is, and you'll quickly fall in love with Churchill Oaks. Nestled along Hogtown Bayou on the scenic Choctawhatchee Bay, this exclusive waterfront community offers over half a mile of shoreline and a private deep-water marina with boat slips. A rare opportunity exists to purchase separately a deeded 35-foot boat slip featuring a boat lift, providing convenient access to Choctawhatchee Bay and the Gulf beyond.

This elegantly designed home is nestled among the beautifully landscaped grounds of Churchill Oaks, awaiting your arrival. Upon stepping into the foyer, you'll immediately appreciate the home's exceptional architectural beauty and thoughtful design. From the soaring ceilings and natural stone flooring that extend throughout the first floor to the elegant mirrored wet bar and refined custom finishes, every detail has been carefully curated to create an atmosphere of timeless sophistication and comfort.

The seamless flow of the living spaces enhances both everyday living and entertaining, while abundant natural light highlights the home's exquisite craftsmanship. Open the fully extendable European doors to reveal a stunning outdoor living oasis. Entertain with ease in the summer kitchen with grill and sink, cool off in the plunge pool accented by a tranquil flowing water feature, or relax beside the outdoo The kitchen is a chef's dream, featuring a Wolf six-burner gas range with griddle, separate refrigerator and freezer, a convenient coffee station, stunning quartzite countertops, and an impressive 12-foot island that serves as the perfect gathering place for family and guests alike.

Just off the kitchen, you'll find a spacious butler pantry designed for both convenience and entertaining. This well-appointed space includes a second dishwasher, microwave, warming drawer, additional sink, and beverage refrigerator, making it easy to host large gatherings while keeping the main kitchen beautifully organized and functional.

Step into the spacious living room and unwind by the inviting fireplace, beautifully framed by expansive windows that flood the space with natural light and offer tranquil views of the surrounding landscape. Just beyond, the rear porch provides a peaceful retreat for relaxing or entertaining while enjoying the beauty of nature.
Take the elevator to the second floor, where wide-plank white oak flooring adds warmth and elegance throughout. This thoughtfully designed level features a spacious sitting area, a convenient breakfast bar, a laundry room, a private office with a fireplace, and three additional bedrooms.

The home offers two luxurious primary suites, each highlighted by soaring 12-foot vaulted ceilings, creating a light and airy retreat. An additional guest bedroom provides comfortable accommodations for family and visitors.

The main primary suite is a true sanctuary, featuring a spacious walk-in closet and a beautifully appointed ensuite bath with dual vanities, a soaking tub, and a separate walk-in shower, offering the perfect place to relax and unwind at the end of the day.
Ideally situated near the community boardwalk, the home offers convenient access to the clubhouse, fitness center, resort-style pool, and private marina, allowing you to fully embrace the exceptional waterfront lifestyle Churchill Oaks offers.

Essential Information
MLS® #1005355
Price$3,995,000
Bedrooms4
Bathrooms5.00
Full Baths4
Half Baths1
Square Footage4,124
Acres0.15
Year Built2024
TypeResidential
Sub-TypeDetached Single Family
StyleContemporary
StatusActive
Community Information
Address295 Churchill Oaks Drive
Area16 - North Santa Rosa Beach
SubdivisionCHURCHILL OAKS
CitySanta Rosa Beach
CountyWalton
StateFL
Zip Code32459
Amenities
ParkingGarage Door Opener
# of Garages2
ViewBay, Lake
Has PoolYes
PoolHeated, In Ground
Utilities

Electric, Gas - Natural, Public Water, TV Cable

Interior
HeatingGas - Natural
CoolingCentral Air
FireplaceYes
FireplacesFireplace Gas
# of Stories2
Interior Features

Beamed Ceilings, Crown Molding, Vaulted Ceiling(s), Fireplace, Fireplace 2+, Recessed Lighting, Pantry, Wallpaper, Washer/Dryer Hookup, Wet Bar, Elevator

Appliances

Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Tankless Water Heater

Exterior
WindowsWindow Treatments
RoofMetal
Exterior Features

Private Yard, Sprinkler System, Outdoor Kitchen, Rain Gutters

Lot Description

Covenants, Irregular Lot, Survey Available, Within 1/2 Mile to Water

Construction

Foundation Off Grade, Siding Brick Some, Siding CmntFbrHrdBrd

School Information
ElementaryVan R Butler
MiddleEmerald Coast
HighSouth Walton
Additional Information
Days on Website60
ZoningResid Single Family
Listing Details
OfficeWatersound Real Estate
Property History
Price Reduced from $4,195,000 to $3,995,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on August 10th, 2026 at 5:07am CDT.