432 Pine Needle Way, Santa Rosa Beach

$4,050,000

5 Beds
6 Baths
4,256 Sqft
.17 Acres
2 Garages

This stunning custom home in WaterColor is a masterful blend of timeless design, superior craftsmanship, and modern luxury. Thoughtfully curated by acclaimed designer Erika Powell of Urban Grace Interiors, with functional architecture by Archiscapes and expert construction by Baywoods Development, this home stands as one of WaterColor's finest. Rich in character, the home features hand-sewn wood flooring reclaimed from an 1800s train station, flowing seamlessly throughout both the main residence and the guest house. Painted tongue-and-groove paneling wraps nearly every room, enhancing the home's warm and inviting coastal aesthetic. Designed for Entertaining & Everyday Living, This property provides enhanced privacy with a beautiful unbuildable parcel on the southwest side. The first floor was crafted with gathering in mind, boasting an open-concept layout that flows effortlessly into a chef's dream kitchen. Equipped with a Sub-Zero refrigerator and freezer, Wolf range, Scullery, and high-end custom wood cabinetry topped with white marble, this space is as functional as it is beautiful. Dual farmhouse sinks serve as a prominent centerpiece. French doors lead to an expansive wraparound porch, screened porch, and outdoor grilling area, creating the perfect setting for indoor-outdoor living. Additional first-floor features include a spacious living area with a brick fireplace, formal dining room, guest bath, office, and laundry area.
Upstairs, whimsical built-in bunk beds, charming barn doors, and a thoughtfully designed laundry room add character and functionality. The primary suite is a true retreat, featuring a luxurious ensuite bath, expansive porches, and a tranquil sleeping porch. Two additional guest bedrooms with ensuite baths, a cozy den with a wet bar, and a light-filled reading room complete this level.
Unparalleled Views & Bonus Spaces continue up to the third-floor game room, then make your way to the fourth-floor tower room and widow's walk, where you'll enjoy breathtaking 360-degree views of WaterColor.

The detached charming guest house, situated above the two-car garage, offers a full kitchen, living room, private bedroom, and bathroom, making it a perfect private retreat for guests. The large private lot has space for a pool, adding even more potential to this already remarkable property.
This home has been meticulously cared for and is offered furnished, with some exclusions. A rare opportunity to own a truly exceptional WaterColor residenceschedule your private showing today!

Essential Information
MLS® #970538
Price$4,050,000
Bedrooms5
Bathrooms6.00
Full Baths5
Half Baths1
Square Footage4,256
Acres0.17
Year Built2009
TypeResidential
Sub-TypeDetached Single Family
StyleFlorida Cottage
StatusActive
Community Information
Address432 Pine Needle Way
Area18 - 30A East
SubdivisionWATERCOLOR
CitySanta Rosa Beach
CountyWalton
StateFL
Zip Code32459
Amenities
# of Garages2
Utilities

Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable, Underground

Parking

Garage Door Opener, Guest, Garage

Interior
CoolingCeiling Fan(s)
FireplaceYes
FireplacesFireplace Gas
# of Stories4
Interior Features

Breakfast Bar, Bookcases, Vaulted Ceiling(s), In-Law Floorplan, Hallway Bunk Beds, Kitchen Island, Recessed Lighting, Pantry, Shelving, Split Bedroom, Upgraded Media Wing, Walls Paneled, Walls Wainscoting, Wet Bar, Woodwork Painted

Appliances

Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Washer, Electric Water Heater

Heating

Heat High Efficiency, Gas - Natural

Exterior
WindowsWindow Treatments
RoofMetal
FoundationFoundation On Piling
Exterior Features

Outdoor Grill, Balcony, Columns, Outdoor Shower

Lot Description

Corner Lot, Covenants, Dead End, Interior Lot, Level, Restrictions, Sidewalk, Within 1/2 Mile to Water

Construction

Frame, Trim Wood, Siding CmntFbrHrdBrd

School Information
ElementaryDune Lakes
MiddleEmerald Coast
HighSouth Walton
Additional Information
Days on Website369
ZoningResid Single Family
HOA Fees1510
HOA Fees Freq.Quarterly
Listing Details
OfficeWatersound Real Estate
Property History
Price Reduced from $4,235,000 to $4,050,000
Price Reduced from $4,300,000 to $4,235,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on March 10th, 2026 at 10:52pm CDT.