20405 Front Beach Road Road, Panama City Beach

$4,699,000

9 Beds
10 Baths
5,215 Sqft
.09 Acres
1 Garages

**Virtual Tour Available**
20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. The home has also never allowed pets, so the home's condition has been maintained at the highest caliber. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.

Essential Information
MLS® #971408
Price$4,699,000
Bedrooms9
Bathrooms10.00
Full Baths9
Half Baths1
Square Footage5,215
Acres0.09
Year Built2019
TypeResidential
Sub-TypeDetached Single Family
StyleContemporary
StatusActive
Community Information
Address20405 Front Beach Road Road
Area27 - Bay County
Subdivisionlaguna beach estates
CityPanama City Beach
CountyWalton
StateFL
Zip Code32413
Amenities
ParkingGarage
# of Garages1
ViewGulf
Is WaterfrontYes
WaterfrontGulf
Has PoolYes
PoolHeated, In Ground
Utilities

Electric, Gas - Natural, Public Sewer, Public Water

Interior
HeatingGas - Natural
# of Stories4
Interior Features

Vaulted Ceiling(s), Recessed Lighting, Owner's Closet

Appliances

Dishwasher, Dryer, Microwave, Refrigerator, Washer

Exterior
Lot DescriptionWithin 1/2 Mile to Water
WindowsWindow Treatments
RoofMetal
ConstructionFrame, Siding CmntFbrHrdBrd
FoundationFoundation On Piling
Exterior Features

Outdoor Grill, Balcony, Hot Tub

School Information
ElementaryWest Bay
MiddleSurfside
HighArnold
Additional Information
Days on Website359
ZoningResid Single Family
Listing Details
OfficeCompass
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Listing information last updated on March 10th, 2026 at 10:37pm CDT.