Located in one of Panama City Beach's premier coastal communities Panama Dunes this stunning Turn-Key 3-story, 4-bedroom, 4-bathroom home offers seaside luxury within short distance to the beach. The open kitchen boasts granite countertops and stainless steel appliances, with a lot of space for entertaining. With two laundry rooms, a two car garage, designated parking space plus additional guest parking outside, and a community pool, convenience meets comfort. Downstairs studio has own kitchenette and full bathroom, could be rented separately which can even increase occupancy for your rental. Recent updates like new paint, foam insulation, newly sealed windows with new trim, and PAID-FOR SOLAR add modern efficiency. Nestled near top-tier dining, shopping, St. Andrews State Park, and entertainment, this property combines coastal living with accessible amenities. Short term rentals are allowed!